Decipher was founded in 2016. We set out to revolutionize commercial lending by offering a highly configurable and robust cloud-based solution that automates the entire lending process from start to funding. The idea for modernizing came out of necessity. Our team had been in the factoring and asset-based industry for over 20 years and realized that there was a better way to manage the entire process in a way that is secure, reduces risk and cost, increases compliance, and moves borrowers quickly along the approval process. Our solution was developed by lending and credit experts. Our platform was built by lenders for lenders.